Health & medical

Medical Welfare Fund

Financial support for members facing serious medical expenses, and discounted healthcare through KSB's hospital tie-ups.

Quick reference

Bill threshold

Above Rs. 50,000

Support type

Means-tested

Apply within

1 month of discharge

Payment

By cheque

About this scheme

The Medical Welfare Fund, started in 2001, offers financial assistance to poor and needy Kodavas facing major medical expenses. It is intended for those who genuinely cannot bear the cost of treatment, not as an entitlement.

The Fund also organises free annual medical camps and has negotiated discounted rates for members at leading hospitals and diagnostic centres across Bengaluru.

Run by Medical Welfare Fund.

Who can apply

Kodavas in genuine financial need. The Fund is means-tested and intended for the poor and needy.

Hospital bills must exceed Rs. 50,000, except for ongoing terminal illnesses such as renal failure or cancer.

Assistance is not available where the treatment has been claimed through CGHS, ECHS, insurance, or Central or State Government aid. In exceptional cases the committee may consider such applications at its discretion, and any amount received must be clearly declared.

A member can claim only once, including claims for their minor children.

Cases like cataract, dental, and ENT ailments are not covered unless there are serious complications.

Final discretion on every application rests with the Medical Welfare Fund Committee.

What you receive

Financial assistance towards major medical expenses, decided case by case by the committee. Payment is made by cheque.

Hospital & healthcare tie-ups

KSB has negotiated discounted rates for members at the following hospitals, diagnostic centres, and care services. Carry your KSB membership card and contact the listed coordinator to avail the discount.

Hospitals

Sparsh Hospitals

OPD consultations20% (below 60) / 30% (60+)

Health checkup20% / 30%

OP pharmacy15%

In-patient, cash (excl. pharmacy, consumables, implants)15%

Registration, lab, radiology, investigations incl. TMT, ECG, PFT, CT, MRI, ECHO (excl. outsourced)20%

YeshwanthpuraMr. Saran Krishnan, 8861604665

YelahankaMr. Harindu, 8884437092

Infantry RoadMr. Kishore, 9916678307

R R NagarMr. Abhishek, 9513291407

Fortis Hospitals

OP consultations20%

Preventive health check30%

Inpatient admissions (cash)10%

Non-medical items not covered (insurance patients)30%

OP diagnostics20%

Bannerghatta RoadRajiv Ranjan, 8971190853

Cunningham RoadHriktik, 8310827141

RajajinagarBavith, 9751833924

NagarbhaviPrashanth, 9611489533

GuraguntepalyaVivek, 9886936259

Narayana Health Hospital

OPD15%

Inpatient (excl. consumables, implants)15%

Investigations10 to 15%

Health check-up packages20%

OP pharmacy (by bill size)10 to 20%

Hosur Main RoadMr. Ravi Kumar R, 9945279577

Manipal Health Enterprises

Doctor consultation10%

In-house health check-up20%

Physiotherapy10%

In-patient, final IP invoice (excl. medicines and consumables)10%

Lab tests (excl. outsourced)15%

Radiology (X-ray, ultrasound, CT, MRI, mammogram)15%

Old Airport Road, Indiranagar, Jayanagar, Malleshwaram, Yeshwanthpur, Hebbal, Whitefield, Sarjapur, Varthur, Millers, Kanakapura, YelahankaContacts per the signed document

Apollo Hospitals

Inpatient admission and procedures, cash (excl. medicines, consumables, pharmacy, implants, doctor fees)10%

Pro-health packages15%

OP investigations and diagnostics incl. CT, MRI, PET CT15%

1066 ambulance, emergency pickup within Bangalore for inpatient admissionFree

Offers not applicable for chemotherapy and radiationNote

Bannerghatta RoadMr. Rajdeep Mondal, 9593601627

JayanagarMr. Ganesh, 9945300733 / Mr. Tom, 7022054371

SeshadripuramMr. Bharath, 9535257374

MysuruMr. Sanutasleem, 9008814966

KIMS Hospitals

Outpatient consultations10%

Outpatient diagnostics10%

Preventive health check10%

Inpatient admissions (excl. drugs, consumables, implants)8%

MahadevpuraMr. Mahesh, 6362626378

Electronic CityMr. Suresh N, 9686173636

Both unitsDr. Amritha Kulkarni, 7411510245

Ramaiah Memorial Hospital

OPD diagnostics (excl. implants, stents, medicines, consumables)10%

IPD diagnostics10%

Priority ambulance in emergenciesFree within 10 km

New BEL RoadGopinath Kunda, 7699036350

Sagar Hospitals

OPD diagnostics10%

IPD diagnostics10%

Priority ambulanceFree within 10 km

Jayanagar / Thilaknagar and BanashankariChethan, 9902419999

Nethradhama Hospital

Comprehensive eye check-up50%

Surgeries (cash)10%

Opticals10%

Diagnostics and procedures15%

Not applicable for TPA or insurance casesNote

Jayanagar, Rajajinagar, IndiranagarYuvraj, 7667222334

Whitefield and Yelahanka

Jayadev Memorial Rashtrotthana Hospital & Research Centre

Ambulance within 5 km, registration, lifestyle consultationFree

Laboratory20%

Radiology20%

OPD procedures10%

Health checkup10%

Pharmacy10%

Inpatient cash bills10%

R R NagarDr. Shyla H N; appointments 8904943673 / 8951243005; admissions and emergency 8904943660

Diagnostic centres

Leonis Gamma Health

CT scans50%

MRI scans (full modality lists per the signed document)50%

BGS Kengeri and Horamavu (Bengaluru), Mysore, HassanDr. Cheppudira S Mithun Somaiah, 9845301658; Mr. Vijay Kumar, 7795206616

Kanva Diagnostic Services

OPD physician consultations25%

Blood tests and investigations (excl. outsourced, health packages, speciality consults)10%

Koramangala, Rajajinagar, NagarabhaviVaralakshmi, 9880266287

Vijaya Diagnostic Centre

Lab investigations25%

Basic radiology15%

CT and MRI5%

HSR LayoutMs. Tanushree, 9247540400

YelahankaMr. Vinayaka Prasanna, 9063107641

J P NagarOpening shortly

Other services

Sri Ranga Ambulance Service

Up to 10 kmRs. 1,300

Up to 15 kmRs. 1,800

Up to 20 kmRs. 2,300

Up to 30 kmRs. 2,700

Up to 50 kmRs. 3,700

Up to 80 kmRs. 4,800

OutstationRs. 14 per km

Ventilator vehicle, localRs. 3,400

Ventilator with nurse, outstationRs. 18 per km

Freezer box, 24 hoursRs. 2,000

Embalming (driver bata extra)Rs. 3,500

Mahalakshmi LayoutGuru, 9900614164

Trustwell Homecare

Caregiver, fully bedridden, 24 hrs live-inRs. 30,000

Caregiver, semi-bedriddenRs. 27,000

Caregiver, walkable elderRs. 25,000

12-hour caregiversRs. 26,000

Registered nurse, 24 hrsRs. 65,000

Semi nurseRs. 45,000 to 50,000

Japa nanny for newbornsRs. 50,000

Nanny above 1 year, 24 hrsRs. 35,000

Nanny above 1 year, 12 hrsRs. 25,000

RajajinagarRaghuram Dwarkanath, 6364629726

KSB coordination

Mr. M P Subbaiah, Administrative Officer, KSB, 8296899888

Mr. Mallengada Madhu Kushalappa, Chairman, Medical Welfare Fund, 9845760645

How to apply

Get the form

Obtain the Medical Aid Application Form below or from the office.

Gather the originals

Gather the original hospital bills, the discharge summary, and a medical certificate. Photocopies and duplicates are not accepted.

Submit within a month

Submit the completed form and documents to the Secretary, Kodava Samaja Medical Welfare Fund, within one month of discharge.

Review

The committee reviews the application and responds.

Documents needed

Completed application form

Original hospital bills

Original discharge summary

Medical certificate

Membership number

Bank account details (payment by cheque)

Declaration of any insurance or government aid received

Download the form

PDF

Application form

ksb-medical-aid-application.pdf

PDF · 149 KB

Download

All welfare forms

Frequently asked questions

Can I claim if I have health insurance?

If the treatment was claimed through insurance, CGHS, ECHS, or government aid, the Fund does not normally assist. Exceptional cases may be considered at the committee's discretion, with the amounts received clearly declared.

Is there a minimum bill amount?

Yes, bills below Rs. 50,000 are not entertained, except for ongoing terminal illnesses.

How many times can I claim?

Once per member, including claims made for minor children.

How soon must I apply?

Within one month of discharge from hospital.

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Ready to begin, or unsure whether this scheme fits your situation? The KSB office will help you through it, 9:30 AM to 5:30 PM, Monday to Saturday.

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